Checking your offers will not impact your credit score*
*Performing an offer inquiry will not impact your credit score and will allow you to see offers containing potential terms and rates; however, upon electronically signing our Loan Agreement (by clicking "Accept and Apply Now"), we will report a hard inquiry to at least one Credit Reporting Agency. Please refer to the terms of our Credit Report Authorization for additional information.
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Maximum available loan term is 36 months for loans ranging from $5,000 to $10,000. Once approved, loan proceeds are directly deposited to the bank account provided in the application. Funds are typically received within 2-5 business days of approval.
You may cancel your loan application at any time prior to funding at absolutely no cost to you. After funding, you will be responsible for the entire cost of the loan including the cost of origination. You may repay your loan at any time with no additional costs or pre-payment penalties.
Please create a password for your loanDepot account
Checking the box below constitutes your electronic signature which authorizes us to verify your bank account.
Your bank has been linked successfully
Your bank has been verified successfully
To complete the bank verification process we have initiated two small deposits and one debit (less than one dollar) against your provided bank account. The total deposits amount and total debit amount will equal one another. In the next page under "Verify your bank account" section you will be asked to key in the amount of the deposits and debit.